If you are considering giving a gift to a friend, neighbor, family member, or co-worker, then consider giving a gift card instead of a present. Gift cards allow recipients to choose the gift that befits them and in many cases the card can be used at many different locations, especially if it is a Visa gift card. Yes, the same company that offers credit card and debit card services and is accepted almost everywhere now offers a gift card that can be used all over.
You may already use a Visa credit card and your ATM/debit card could also be through Visa. So, why not call upon Visa again for a gift card?
A Visa gift card acts like a debit card when cardholders go shopping with it. No, there name is not on the card – it can be used by anyone who has the card – but it is accepted just like a credit card. You simply order your card through a participating financial institution and ask them to assign it with a certain amount of money.
For example, if you want to reward your employee of the month with a $100 Visa gift card your local bank may be able to issue the card for you for a small fee, which is usually around $5. Once you get the card you can then hand it to the winning employee who will then use it wherever he wants. The balance is reduced with each purchase until it reaches $0. If the employer chooses to do so, he can “recharge” the card later with his own funds.
One great feature of the Visa gift card is if it is lost or stolen it can be immediately replaced by the participating bank. Furthermore, gift recipients can check their balances at any time online.
A Visa gift card can be used to shop at the mall, shop online, shop over the phone, wherever a Visa card is accepted. With millions of merchants accepting Visa your recipient will have no problem using the card for a dinner date, a movie, a gift, or for thousands of other types of purchases.
Visa gift cards are typically available in whole dollar denominations starting at $25 and going up to $500. Some banks will allow you to order the cards online or over the phone and ship them to your address. Truly, the Visa gift card is a novel and affordable gift for some lucky recipient!