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Are Prepaid Visa Cards Any Good?

If you’re looking for an easy and convenient way to control your spending, or if you’re just sick of paying overdraft or interest fees that are associated with more traditional debit or credit cards, then a prepaid Visa card sounds right for you! These cards, which can easily be found at banks or purchased online, are handy items to have when you’re looking to circumvent credit or debit cards. Want more reasons as to why you should pick up a few prepaid Visa cards today? Read on!

Guaranteed Approval! If you have a less-than-stellar credit history (and let’s face it: who doesn’t?), then you’ve probably encountered problems when attempting to get approved for a credit card or bank account. Fortunately, prepaid Visa cards require no credit checks whatsoever, so you’re guaranteed approval! Additionally, prepaid Visa cards are just as important as credit cards in bolstering your credit score, so if your credit rating could use a boost, then you can’t go wrong with these cards!

More Freedom! With your prepaid Visa card, you’ll never be required to maintain a minimum balance, which means that you can spend as much as you’d like without worrying about fees. Speaking of fees, some prepaid Visa cards have no overdraft penalties, as the card simply won’t work if you try to go over the limit. So say good-bye to annoying credit or debit card fees and hello to financial freedom!

Larger Limits! Unlike with credit cards – which have a predetermined limit decided for you – you can load up your prepaid Visa card as much as you’d like. In fact, there are Visa cards that will allow you to put up to $10,000 on one card! This offers consumers great flexibility in deciding what their spending limit will be, as opposed to banks and credit lenders.

You Can Control Your Spending! If you tend to spend more than you should – which can be a major pitfall of credit and debit cards – then prepaid Visa cards will allow you to only spend as much as your balance. In this way, prepaid Visa cards are a great way of learning financial responsibility, especially when used by your children or teenagers.

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