Are there banks in the US that has accounts that you can’t send money over seas?
I meet this girl online, she lives in Ghana Africa and tells me her mom is in the hospital and her moms account in the US can’t transfer funds to Africa for some reason. So this lawyer that she has can get access to her moms account but can only send it to my account, then I have to send it western union to them. What do you think about this is it a scam. Or should I get ssc, documents, etc so I know it’s real. Thanks for any advice
There is no sick mother, no one is in the hospital, no lawyer, no mom’s account and any “documents” you receive will be photo-shopped MSN paint created fake crap. There is NO bank in the entire world that can’t accept transfers from other banks. Even a bank in a third world that doesn’t have electricity can accept bank-to-bank transfers, they just do it very slowly the really old fashioned way, with snail mail.
The next email was from another of the scammer’s fake names and free email addresses pretending to be the “lawyer” and has demanded you pay for made up fees, in cash, via Western Union or moneygram.
Western Union and moneygram do not verify anything on the form the sender fills out, not the name, not the street address, not the country, not even the gender of the receiver, it all means absolutely nothing. The clerk will not bother to check ID and will simply hand off your cash to whomever walks in the door with the MTCN# and question/answer. Neither company will tell the sender who picked up the cash, at what store location or even in what country your money walked out the door. Neither company has any kind of refund policy, money sent is money gone forever.
Now that you have responded to a scammer, you are on his ‘potential sucker’ list, he will try again to separate you from your cash. He will send you more emails from his other free email addresses using another of his fake names with all kinds of stories of being the perfect buyer, great jobs, lottery winnings, millions in the bank and desperate, lonely, sexy singles. He will sell your email address to all his scamming buddies who will also send you dozens of fake emails all with the exact same goal, you sending them your cash via Western Union or moneygram.
You could post up the email address and the emails themselves that the scammer is using, it will help make your post more googlable for other suspicious potential victims to find when looking for information.
Do you know how to check the header of a received email? If not, you could google for information. Being able to read the header to determine the geographic location an email originated from will help you weed out the most obvious scams and scammers. Then delete and block that scammer. Don’t bother to tell him that you know he is a scammer, it isn’t worth your effort. He has one job in life, convincing victims to send him their hard-earned cash.
Whenever suspicious or just plain curious, google everything, website addresses, names used, companies mentioned, phone numbers given, all email addresses, even sentences from the emails as you might be unpleasantly surprised at what you find already posted online. You can also post/ask here and every scam-warner-anti-fraud-busting site you can find before taking a chance and losing money to a scammer.
6 “Rules to follow” to avoid most fake jobs:
1) Job asks you to use your personal bank account and/or open a new one.
2) Job asks you to print/mail/cash a check or money order.
3) Job asks you to use Western Union or moneygram in any capacity.
4) Job asks you to accept packages and re-ship them on to anyone.
5) Job asks you to pay visas, travel fees via Western Union or moneygram.
6) Job asks you to sign up for a credit reporting or identity verification site.
Avoiding all jobs that mention any of the above listed ‘red flags’ and you will miss nearly all fake jobs. Only scammers ask you to do any of the above. No. Exceptions. Ever. For any reason.
If you google “Western Union Ghana refugee scam”, “lawyer Western Union money scam”, “fake sick mother bank fraud” or something similar you will find hundreds of posts from victims and near victims of this type of scam.
Posted From Yahoo! Answers (for informational purposes only)